The ongoing financial stability of any insurer stems from its ability to correctly evaluate the risks and exposures of those it insures. Within CSDSIP, such underwriting activities are handled by the Risk Programs Department. By regularly reviewing new risks or modified exposures that arise among Members and applying comprehensive underwriting guidelines, our risk programs professionals preserve the integrity of CSDSIP’s financial position while optimizing coverage options for Members.

​Along with underwriting responsibilities, the Risk Programs Department develops:

+ Member ratings

+ Coverage language

+ Endorsements

+ Deductible options

+ Pricing renewal processes

+ Written policies and certificates of insurance