The ongoing financial stability of any insurer stems from its ability to correctly evaluate the risks and exposures of those it insures. Within CSDSIP, such underwriting activities are handled by the Underwriting Department. By regularly reviewing new risks or modified exposures that arise among members and applying comprehensive underwriting guidelines, or underwriting professionals preserve the integrity of CSDSIP’s financial position while optimizing coverage options for members.

​Along with underwriting responsibilities, the Underwriting Department develops:

+ Member ratings

+ Coverage language

+ Endorsements

+ Deductible options

+ Pricing renewal processes

+ Written policies and certificates of insurance